Get Approved at The Lowest Rate
Navigating the process of buying a new home in Los Alamitos, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Los Alamitos, CA or getting it ready for the market.
Identify the new home you want to buy in Los Alamitos, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Los Alamitos, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Los Alamitos, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Los Alamitos, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Los Alamitos, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Los Alamitos, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Los Alamitos, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Los Alamitos, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Los Alamitos offer quick access to funds for individuals seeking to purchase a new home before selling their existing property. This can help avoid missing out on a dream home due to delays in the selling process. Demographically, Los Alamitos is a diverse community located in Orange County, California. The city has a mix of families, professionals, and retirees, providing a vibrant and inclusive environment for residents. The housing market in Los Alamitos is competitive, with a mix of single-family homes and condos. The city's real estate values have shown steady growth over the years, making it an attractive investment option for potential buyers. Main attractions in Los Alamitos include the Los Alamitos Race Course, which hosts thrilling horse races, and the nearby Seal Beach with its pristine coastline and charming shops and restaurants, offering residents a mix of leisure and entertainment options.
Benefits of Bridge Loans in Los Alamitos, California
