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Navigating the process of buying a new home in Los Alamos, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Los Alamos, CA or getting it ready for the market.
Identify the new home you want to buy in Los Alamos, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Los Alamos, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Los Alamos, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Los Alamos, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Los Alamos, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Los Alamos, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Los Alamos, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Los Alamos, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Los Alamos, California offer numerous benefits to homebuyers and sellers. They provide flexibility and liquidity by allowing individuals to buy a new home before selling their current one, avoiding the need for a contingent offer. This can be advantageous in competitive markets, providing a competitive edge to buyers. Bridge loans also offer a quick and straightforward application process, making them an attractive option for those in need of temporary financing. Demographics Los Alamos, California, is a charming small town located in Santa Barbara County. With a population of approximately 1,900 residents, it offers a close-knit community feel. The town has a diverse demographic makeup, with a mix of young professionals, families, and retirees. The median household income in Los Alamos is above the national average, making it an attractive location for those seeking a higher quality of life. The housing market in Los Alamos is competitive yet stable. The town offers a mix of historic homes, new developments, and rural properties, catering to a variety of tastes and preferences. Home prices in Los Alamos have been steadily appreciating over the past few years, making it a sound investment for buyers. With the help of bridge loans, buyers can take advantage of the growing market and secure their dream home without delays. Los Alamos boasts a range of attractions, including quaint cafes, boutique shops, and local wineries. The town's vibrant arts scene and community events make it a popular destination for residents and visitors alike. Outdoor enthusiasts can enjoy hiking, biking, and horseback riding in the picturesque surrounding countryside. With its rich history and small-town charm, Los Alamos offers a unique lifestyle that appeals to a wide range of individuals.
Benefits of Bridge Loans in Los Alamos, California
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