Get Approved at The Lowest Rate
Navigating the process of buying a new home in Los Molinos, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Los Molinos, CA or getting it ready for the market.
Identify the new home you want to buy in Los Molinos, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Los Molinos, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Los Molinos, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Los Molinos, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Los Molinos, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Los Molinos, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Los Molinos, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Los Molinos, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans provide quick access to capital, allowing homeowners in Los Molinos to bridge the gap between buying a new home and selling their current one. This financial tool offers flexibility and speed in real estate transactions, enabling individuals to secure their dream home without being tied up by the sale of their existing property. Los Molinos, California, is a small, close-knit community with a population that values its rural charm and agricultural heritage. The town boasts a diverse demographic mix, including families, retirees, and young professionals, creating a dynamic and welcoming environment for residents of all ages. The housing market in Los Molinos is characterized by a mix of traditional single-family homes, ranch-style properties, and spacious lots ideal for farming or recreational activities. With a median home value below the state average, Los Molinos offers affordable housing options and potential for property appreciation, making it an attractive destination for homebuyers and investors alike. Some of the main attractions in Los Molinos include the Sacramento River Bend Area, a scenic spot popular for outdoor activities such as fishing, kayaking, and hiking. Additionally, the Tehama County Museum offers a glimpse into the region's history, while local wineries and farmers' markets showcase the area's agricultural bounty and community spirit.
The Benefits of Bridge Loans in Los Molinos, California
