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Navigating the process of buying a new home in Lost Hills, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Lost Hills, CA or getting it ready for the market.
Identify the new home you want to buy in Lost Hills, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Lost Hills, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Lost Hills, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Lost Hills, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Lost Hills, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Lost Hills, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Lost Hills, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Lost Hills, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans offer quick financing solutions for homebuyers, bridging the gap between the purchase of a new home and the sale of an existing one. They provide flexibility and convenience, allowing borrowers to access funds when needed most. Demographics: Lost Hills, California, has a diverse population with a mix of ethnicities, including Hispanic, White, and Black residents. The area also has a relatively young population, with a median age of around 30 years old. Housing Market: The housing market in Lost Hills is dynamic, with a range of property types available, from single-family homes to apartments. The median home value is affordable compared to nearby areas, making it an attractive location for first-time homebuyers. Main Attractions: Lost Hills offers a variety of attractions, including the Lost Hills Park, a popular spot for outdoor activities and family gatherings. The area is also known for its vineyards and wineries, providing opportunities for wine tasting and scenic views.
Bridge Loans in Lost Hills, California
