Get Approved at The Lowest Rate
Navigating the process of buying a new home in Lucerne Valley, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Lucerne Valley, CA or getting it ready for the market.
Identify the new home you want to buy in Lucerne Valley, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Lucerne Valley, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Lucerne Valley, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Lucerne Valley, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Lucerne Valley, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Lucerne Valley, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Lucerne Valley, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Lucerne Valley, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Lucerne Valley, California offer significant benefits to individuals looking to buy a new home before selling their existing one. These types of loans provide a short-term financing option that can help bridge the gap between the purchase of a new property and the sale of the current one. With the flexibility and convenience they offer, bridge loans are an excellent solution for those seeking to avoid the stress of timing the sale of one home with the purchase of another. Lucerne Valley, California, boasts a diverse demographic makeup, with a mix of families, retirees, and young professionals calling the area home. The population is known for its friendly and welcoming atmosphere, making it an ideal place for individuals looking for a close-knit community to settle down in. The housing market in Lucerne Valley is dynamic and offers a range of options for homebuyers. With a mix of affordable housing options and luxury properties, there is something for everyone in this vibrant real estate market. The area experiences steady growth in property values, making it an attractive investment opportunity for those looking to buy or sell in the area. Lucerne Valley, California, is home to several main attractions that draw visitors from near and far. From the stunning landscapes of Big Bear Lake and Joshua Tree National Park to the cultural offerings of the nearby cities of Los Angeles and San Bernardino, residents of Lucerne Valley enjoy easy access to a variety of recreational and entertainment options.
Bridge Loans in Lucerne Valley, California
