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Navigating the process of buying a new home in Lytle Creek, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Lytle Creek, CA or getting it ready for the market.
Identify the new home you want to buy in Lytle Creek, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Lytle Creek, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Lytle Creek, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Lytle Creek, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Lytle Creek, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Lytle Creek, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Lytle Creek, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Lytle Creek, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Lytle Creek, California offer homeowners the flexibility to purchase a new home before selling their existing one. This can be advantageous in a competitive real estate market, allowing buyers to move quickly without being contingent on the sale of their current property. Demographically, Lytle Creek is a picturesque rural community located in the San Bernardino County. With a population of approximately 750 residents, it offers a peaceful escape from the hustle and bustle of city life, while still being within easy access to urban amenities. The housing market in Lytle Creek is characterized by a mix of single-family homes and rural properties. The area has seen steady appreciation in property values over recent years, making it an attractive investment opportunity for those looking to establish roots in a serene and close-knit community. Main attractions in Lytle Creek include its proximity to the stunning San Gabriel Mountains, offering residents and visitors alike access to hiking, camping, and other outdoor activities. The area is also known for its rich history, with landmarks such as the Lytle Creek Inn providing a glimpse into the region's past.
Benefits of Bridge Loans in Lytle Creek, California
