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Navigating the process of buying a new home in Macdoel, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Macdoel, CA or getting it ready for the market.
Identify the new home you want to buy in Macdoel, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Macdoel, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Macdoel, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Macdoel, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Macdoel, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Macdoel, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Macdoel, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Macdoel, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Macdoel, California offer numerous advantages to borrowers. One of the key benefits is the quick access to funds, allowing individuals to secure a new property before selling their existing one. This flexibility can help avoid missed opportunities in the competitive real estate market. Demographically, Macdoel is a small town in northern California with a population of approximately 300 residents. The town boasts a close-knit community atmosphere, perfect for those seeking a peaceful and quiet lifestyle. The majority of residents are families and retirees enjoying the serene surroundings. In terms of the housing market, Macdoel offers affordable real estate options compared to nearby cities. Bridge loans can help potential homeowners bridge the gap between selling their current property and buying a new one in Macdoel. This can be especially beneficial in a market where properties move quickly. Main attractions in Macdoel include the picturesque surroundings of the Shasta National Forest, offering outdoor enthusiasts opportunities for hiking, fishing, and camping. The nearby Lower Klamath National Wildlife Refuge is also a popular spot for bird-watching and wildlife photography.
Benefits of Bridge Loans in Macdoel, California
