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Navigating the process of buying a new home in Marshall, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Marshall, CA or getting it ready for the market.
Identify the new home you want to buy in Marshall, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Marshall, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Marshall, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Marshall, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Marshall, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Marshall, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Marshall, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Marshall, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Marshall, California offer a crucial financial lifeline for homebuyers looking to purchase a new property before selling their existing one. This short-term financing option provides immediate funds for down payments, allowing individuals to secure their dream homes without the constraints of a traditional mortgage. Marshall, California, nestled in Marin County, boasts a diverse demographic profile. The community is known for its high median income, strong educational background, and a mix of professionals, families, and retirees. With a strong sense of community, Marshall offers a welcoming environment for individuals from various walks of life. The housing market in Marshall, California, features a blend of historic charm and modern amenities. While the prices are higher than the national average, the market is characterized by stability and consistent appreciation. The demand for housing in Marshall remains strong, with limited inventory creating a competitive yet rewarding real estate landscape. Marshall, California, is home to a myriad of attractions, including the stunning Point Reyes National Seashore, where visitors can explore beaches, hiking trails, and wildlife. The vibrant downtown area offers an array of boutique shops, restaurants, and cultural experiences, making it a desirable location for residents and tourists alike.
Benefits of Bridge Loans in Marshall, California
