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Navigating the process of buying a new home in Martinez, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Martinez, CA or getting it ready for the market.
Identify the new home you want to buy in Martinez, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Martinez, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Martinez, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Martinez, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Martinez, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Martinez, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Martinez, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Martinez, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Martinez, California offer a convenient financing solution for homeowners looking to purchase a new home before selling their current property. These loans provide short-term funding to bridge the gap between the sale of the existing home and the purchase of a new one. Martinez, California, located in the San Francisco Bay Area, boasts a diverse population with a mix of urban and suburban lifestyles. The city's demographics include a blend of professionals, families, and retirees, creating a vibrant and inclusive community. The housing market in Martinez is robust, with a variety of single-family homes, townhouses, and apartments available for sale. The median home price is competitive compared to neighboring areas, making Martinez an attractive option for potential homebuyers. Some main attractions in Martinez include the John Muir National Historic Site, showcasing the life and work of the famous naturalist, and the Martinez Marina, where visitors can enjoy waterfront dining and recreational activities. The city also offers a bustling downtown area with shops, restaurants, and community events.
Benefits of Bridge Loans in Martinez, California
