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Navigating the process of buying a new home in Mather, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Mather, CA or getting it ready for the market.
Identify the new home you want to buy in Mather, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Mather, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Mather, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Mather, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Mather, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Mather, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Mather, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Mather, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Mather, California offer a valuable financial resource for homeowners who need to purchase a new home before selling their existing one. These short-term loans provide quick access to funds, enabling individuals to bridge the gap between buying a new property and selling their current one without the stress of timing constraints. Demographics: Mather, California, is a diverse community with a mix of families, young professionals, and retirees. The area is known for its strong sense of community and access to top-rated schools, making it an attractive location for families looking to settle down. Housing Market: The housing market in Mather, California, is competitive yet offers various options for first-time buyers and seasoned investors. With steady appreciation rates and a range of property types, from single-family homes to condos, Mather provides opportunities for different budget levels. Main Attractions: Mather is close to popular attractions such as the American River Parkway, offering outdoor activities like hiking and picnicking. Residents also enjoy proximity to local shops, restaurants, and entertainment venues in nearby communities.
Benefits of Bridge Loans in Mather, California
