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Navigating the process of buying a new home in Maxwell, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Maxwell, CA or getting it ready for the market.
Identify the new home you want to buy in Maxwell, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Maxwell, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Maxwell, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Maxwell, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Maxwell, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Maxwell, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Maxwell, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Maxwell, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Maxwell, California offer numerous benefits to property buyers. They provide short-term financing solutions, allowing buyers to secure a new property before selling their existing one. This eliminates the need for contingency clauses and ensures a smoother transition between properties. Maxwell, California, has a diverse demographic profile, with a mix of professionals, families, and retirees. The town enjoys a peaceful atmosphere and a strong sense of community, making it an attractive location for homebuyers seeking a close-knit neighborhood. The housing market in Maxwell is stable, with a variety of property options available. From cozy single-family homes to spacious estates, there is something for every budget and preference. Bridge loans can help buyers take advantage of these opportunities without being constrained by the sale of their current property.
Benefits of Bridge Loans in Maxwell, California
