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Navigating the process of buying a new home in Mc Calla, AL while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Mc Calla, AL or getting it ready for the market.
Identify the new home you want to buy in Mc Calla, AL, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Mc Calla, AL often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Mc Calla, AL to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Mc Calla, AL. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Mc Calla, AL do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Mc Calla, AL may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Mc Calla, AL provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Mc Calla, AL to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Mc Calla, Alabama offer a flexible financing option for homeowners allowing them to purchase a new home before selling their current one. This can be advantageous in a competitive housing market where securing a new property quickly is crucial. Demographics Mc Calla, Alabama, has a diverse population with a mix of families, young professionals, and retirees. The community is known for its friendly atmosphere and strong sense of unity. The area boasts a variety of local amenities, including schools, parks, and shopping centers. The housing market in Mc Calla, Alabama, is growing steadily with a range of properties available to suit different budgets and preferences. The median home price is competitive, making it an attractive location for both first-time buyers and investors. Mc Calla, Alabama, offers a mix of natural beauty and urban convenience. Residents can enjoy outdoor activities at Tannehill State Park, explore historical sites like the Tannehill Ironworks Historical State Park, and indulge in shopping and dining experiences in the nearby cities.
Benefits of Bridge Loans in Mc Calla, Alabama
Housing Market in Mc Calla, Alabama
Main Attractions in Mc Calla, Alabama
