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Navigating the process of buying a new home in Mckinleyville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Mckinleyville, CA or getting it ready for the market.
Identify the new home you want to buy in Mckinleyville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Mckinleyville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Mckinleyville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Mckinleyville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Mckinleyville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Mckinleyville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Mckinleyville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Mckinleyville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a quick and flexible financing option for homeowners in Mckinleyville, California who are looking to buy a new home before selling their existing one. These loans help bridge the financial gap and avoid potential delays in purchasing a new property. Mckinleyville, California, has a diverse demographic mix with a population that includes families, young professionals, and retirees. The town boasts a strong sense of community and offers a range of amenities, making it an attractive place for people of all ages and backgrounds. The housing market in Mckinleyville is dynamic with a mix of traditional single-family homes, modern apartments, and charming townhouses. The real estate market is competitive, with prices varying based on the property's location and condition. Bridge loans can help buyers navigate this market efficiently. Main attractions in Mckinleyville include the beautiful Azalea State Reserve, Clam Beach, and the picturesque Hammond Trail. The town is known for its outdoor recreational opportunities, vibrant arts scene, and local farmers' markets, offering residents a high quality of life.
Benefits of Bridge Loans in Mckinleyville, California
