Get Approved at The Lowest Rate
Navigating the process of buying a new home in Middletown, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Middletown, CA or getting it ready for the market.
Identify the new home you want to buy in Middletown, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Middletown, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Middletown, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Middletown, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Middletown, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Middletown, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Middletown, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Middletown, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Middletown, California offer a convenient financing solution for home buyers who need to bridge the gap between the purchase of a new property and the sale of their existing one. This type of loan provides a short-term financing option, allowing buyers to secure the new property quickly without the need to wait for their old home to sell. Middletown, California, located in Lake County, has a diverse demographic profile with a mix of young families, professionals, and retirees. The town boasts a strong sense of community and a relaxed lifestyle, making it an attractive place to live for people of all ages. The housing market in Middletown is dynamic, with a range of properties available to suit different preferences and budgets. The area offers a mix of single-family homes, townhouses, and apartments, catering to both first-time buyers and seasoned investors. With its picturesque surroundings and proximity to vineyards, the housing market in Middletown is experiencing steady growth and attracting interest from home buyers and investors alike. Main attractions in Middletown include the beautiful Harbin Hot Springs, the stunning Boggs Mountain State Forest, and the renowned Twin Pine Casino & Hotel. Residents and visitors alike enjoy exploring the natural beauty of the area, participating in outdoor activities, and experiencing the local culture and entertainment options that Middletown has to offer.
Benefits of Bridge Loans in Middletown, California
