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Navigating the process of buying a new home in Midpines, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Midpines, CA or getting it ready for the market.
Identify the new home you want to buy in Midpines, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Midpines, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Midpines, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Midpines, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Midpines, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Midpines, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Midpines, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Midpines, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Midpines, California offer a valuable financing option for individuals looking to purchase a new home before selling their current one. These loans provide short-term funding to bridge the financial gap between the sale of a current property and the purchase of a new one. Midpines, California, is a picturesque community located near Yosemite National Park with a population primarily consisting of families and retirees. The area boasts a diverse population, including a mix of professionals, artists, and outdoor enthusiasts, creating a vibrant and welcoming community. The housing market in Midpines is competitive, with a mix of historic homes and modern developments. The median home price is on the rise, making it an attractive investment opportunity. Bridge loans can help buyers secure their dream home in this growing market without the stress of timing the sale of their current property. Midpines is surrounded by breathtaking natural beauty, with attractions like Yosemite National Park, Sierra National Forest, and Merced River nearby. Residents and visitors can enjoy hiking, camping, fishing, and other outdoor activities, making Midpines a perfect place for nature lovers.
The Benefits of Bridge Loans in Midpines, California
