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Navigating the process of buying a new home in Miranda, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Miranda, CA or getting it ready for the market.
Identify the new home you want to buy in Miranda, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Miranda, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Miranda, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Miranda, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Miranda, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Miranda, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Miranda, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Miranda, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Miranda, California offer a convenient financing option for those looking to buy a new home before selling their current one. They provide the flexibility of accessing funds quickly to secure a property without having to wait for the sale of their existing home. Demographically, Miranda is a small community located in Humboldt County, California. Known for its lush redwood forests and serene surroundings, it attracts nature enthusiasts and those seeking a peaceful retreat. The population is diverse, comprising a mix of families, retirees, and artists. The housing market in Miranda presents a mix of single-family homes, cabins, and vacant land options. With the demand for property steadily increasing, bridge loans can be a strategic tool to compete in this competitive market. Home prices have shown a steady appreciation, making it an attractive investment opportunity. While in Miranda, residents and visitors can enjoy outdoor activities such as hiking in the nearby redwood parks, exploring the Avenue of the Giants, and visiting local wineries. The area's natural beauty and proximity to the coast make it a sought-after destination for those looking to unwind and reconnect with nature.
Benefits of Bridge Loans in Miranda, California
