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Navigating the process of buying a new home in Mokelumne Hill, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Mokelumne Hill, CA or getting it ready for the market.
Identify the new home you want to buy in Mokelumne Hill, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Mokelumne Hill, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Mokelumne Hill, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Mokelumne Hill, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Mokelumne Hill, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Mokelumne Hill, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Mokelumne Hill, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Mokelumne Hill, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Mokelumne Hill offer quick access to funds for purchasing a new home before selling the existing one, facilitating a smoother transition for homeowners. Mokelumne Hill, a small historic town in Calaveras County, California, has a population of around 700 residents. The town boasts a rich history dating back to the Gold Rush era, providing a unique and quaint setting for residents. The housing market in Mokelumne Hill offers diverse options, from historic homes to modern residences. With the median home price around $300,000, the market is relatively stable, making it an attractive location for potential buyers. Main attractions in Mokelumne Hill include the Leger Hotel, Mokelumne Hill Main Street Park, and the historic Lancha Plana. These landmarks offer residents and visitors a glimpse into the town's past and provide recreational opportunities for all.
Benefits of Bridge Loans in Mokelumne Hill, California
