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Navigating the process of buying a new home in Montgomery Creek, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Montgomery Creek, CA or getting it ready for the market.
Identify the new home you want to buy in Montgomery Creek, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Montgomery Creek, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Montgomery Creek, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Montgomery Creek, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Montgomery Creek, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Montgomery Creek, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Montgomery Creek, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Montgomery Creek, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Montgomery Creek, California offer numerous benefits to individuals looking for short-term financing solutions. These loans provide quick access to funds while waiting for the sale of their existing property, enabling seamless transitions between homes. Montgomery Creek, located in Shasta County, boasts a diverse population with a mix of families and retirees. The area enjoys a peaceful environment surrounded by natural beauty, making it an ideal place for those seeking a tranquil lifestyle. The housing market in Montgomery Creek is characterized by a variety of properties, ranging from cozy cabins to spacious ranch-style homes. With the median home value in the area appreciating steadily, investing in Montgomery Creek real estate presents a promising opportunity for growth. Some of the main attractions in Montgomery Creek include the proximity to outdoor activities such as hiking, fishing, and camping. The area's picturesque landscapes and nearby attractions like Lassen Volcanic National Park make it a desirable destination for nature enthusiasts.
Benefits of Bridge Loans in Montgomery Creek, California
