Bridge Loans: Your Key to Seamless Home Transitions in Moss Beach, CA

Navigating the process of buying a new home in Moss Beach, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Moss Beach, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Moss Beach, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Moss Beach, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Moss Beach, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Moss Beach, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Moss Beach, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Moss Beach, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Moss Beach, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Moss Beach, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Moss Beach, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

The Benefits of Bridge Loans in Moss Beach, California

Bridge loans in Moss Beach, California offer a convenient and quick financing solution for homeowners looking to purchase a new property before selling their current one. These short-term loans provide the flexibility needed to secure a new home without the pressure of immediately selling the existing one.

Demographically, Moss Beach is a charming coastal community located in San Mateo County. With a population of approximately 3,000 residents, the town offers a peaceful and close-knit living environment. The majority of the population consists of working professionals, families, and retirees.

The housing market in Moss Beach is known for its competitive yet stable nature. The median home price is around $1.5 million, showcasing a steady appreciation rate over the years. Bridge loans serve as a valuable tool for buyers in this market, allowing them to act quickly when desirable properties become available.

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