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Navigating the process of buying a new home in Moss Landing, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Moss Landing, CA or getting it ready for the market.
Identify the new home you want to buy in Moss Landing, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Moss Landing, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Moss Landing, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Moss Landing, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Moss Landing, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Moss Landing, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Moss Landing, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Moss Landing, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Moss Landing, California offer many advantages to homebuyers. These short-term loans help bridge the gap between buying a new home and selling your current one, providing financial support when you need it most. Demographically, Moss Landing is a charming coastal community located in Monterey County. With a population of approximately 200 residents, it offers a small-town feel with easy access to larger cities like Monterey and Santa Cruz. The housing market in Moss Landing is stable, with a median home value of around $700,000. Bridge loans can help buyers secure their dream home in this competitive market by providing quick financing options and flexibility in purchasing decisions. Some main attractions in Moss Landing include the picturesque Moss Landing State Beach, perfect for outdoor enthusiasts and nature lovers. The town is also famous for its marine research facilities and delicious seafood restaurants, making it a unique and vibrant place to live.
Benefits of Bridge Loans in Moss Landing, California
