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Navigating the process of buying a new home in Mount Hamilton, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Mount Hamilton, CA or getting it ready for the market.
Identify the new home you want to buy in Mount Hamilton, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Mount Hamilton, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Mount Hamilton, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Mount Hamilton, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Mount Hamilton, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Mount Hamilton, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Mount Hamilton, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Mount Hamilton, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Mount Hamilton offer a quick and convenient way for homeowners to access funds for a new property before selling their existing one. These loans can bridge the gap between buying a new home and selling the current one, providing financial flexibility and peace of mind. Demographics Mount Hamilton, California, has a diverse population with a mix of residents from various backgrounds. The area is known for its vibrant community spirit and strong sense of neighborhood pride. Housing Market The housing market in Mount Hamilton is competitive yet offers a range of housing options to cater to different preferences and budgets. With the help of bridge loans, residents can leverage opportunities in this dynamic market. Main Attractions Mount Hamilton is surrounded by natural beauty, offering stunning views and outdoor recreational activities. Visitors and residents alike can enjoy hiking, biking, and exploring the nearby parks and trails.
Benefits of Bridge Loans in Mount Hamilton, California
