Get Approved at The Lowest Rate
Navigating the process of buying a new home in Mountain Ranch, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Mountain Ranch, CA or getting it ready for the market.
Identify the new home you want to buy in Mountain Ranch, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Mountain Ranch, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Mountain Ranch, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Mountain Ranch, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Mountain Ranch, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Mountain Ranch, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Mountain Ranch, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Mountain Ranch, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a convenient financing option for residents of Mountain Ranch, California, allowing them to bridge the gap between the purchase of a new home and the sale of their current one. This type of loan provides flexibility and quick access to funds, enabling individuals to seize real estate opportunities without delays. Mountain Ranch, California, is a picturesque town located in the Sierra Nevada foothills. With a population of approximately 1,600 residents, this tight-knit community offers a peaceful and charming atmosphere, ideal for families and nature enthusiasts looking to escape the hustle and bustle of city life. The housing market in Mountain Ranch is diverse, featuring a mix of historic homes, modern constructions, and rural properties. The real estate landscape offers options for various budgets and preferences, making it an attractive destination for both first-time homebuyers and seasoned investors.
The Benefits of Bridge Loans in Mountain Ranch, California
