Get Approved at The Lowest Rate
Navigating the process of buying a new home in Napa, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Napa, CA or getting it ready for the market.
Identify the new home you want to buy in Napa, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Napa, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Napa, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Napa, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Napa, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Napa, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Napa, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Napa, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Napa, California offer a flexible financing solution for homeowners looking to purchase a new property before selling their existing one. This type of loan provides short-term funding, allowing individuals to bridge the gap between the sale of their current home and the purchase of a new one. Napa, California is renowned for its picturesque vineyards, fine dining establishments, and cultural attractions. The region boasts a diverse population, with a mix of young professionals, families, and retirees. The median household income in Napa is above the national average, attracting residents looking for a high quality of life. The housing market in Napa, California is competitive, with a range of properties available, from charming historic homes to modern vineyard estates. The median home price in Napa is above the national average, reflecting the desirability of the area. Bridge loans can provide buyers with the financial flexibility to secure their dream home in this vibrant market. Some of the main attractions in Napa include the famous Napa Valley Wine Train, the Oxbow Public Market, and the stunning Castello di Amorosa winery. Visitors and residents alike can enjoy wine tasting tours, scenic hot air balloon rides, and a thriving arts and cultural scene in this beautiful region of California.
Bridge Loans in Napa, California
