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Navigating the process of buying a new home in Navarro, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Navarro, CA or getting it ready for the market.
Identify the new home you want to buy in Navarro, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Navarro, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Navarro, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Navarro, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Navarro, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Navarro, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Navarro, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Navarro, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
A bridge loan in Navarro, California can offer immediate financial relief to homeowners who want to purchase a new home before selling their current one. This type of loan bridges the gap between the sale of the old property and the purchase of a new one. Navarro, California, with a population of approximately 15,000 people, is a diverse and vibrant community located in Mendocino County. The area boasts a mix of suburban and rural landscapes, making it an attractive place to live for families and individuals seeking tranquility amidst natural beauty. The housing market in Navarro is characterized by a mix of traditional single-family homes, picturesque ranch-style properties, and modern condominiums. The median home price in the area is around $500,000, making it an appealing option for those looking for affordable housing in California. Main attractions in Navarro include the picturesque Navarro River, ideal for fishing and kayaking enthusiasts. The nearby Anderson Valley Wine Trail offers a taste of local wineries, while the Navarro Beach provides a serene coastal retreat for residents and visitors alike.
Benefits of Bridge Loans in Navarro, California
