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Navigating the process of buying a new home in Nelson, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Nelson, CA or getting it ready for the market.
Identify the new home you want to buy in Nelson, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Nelson, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Nelson, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Nelson, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Nelson, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Nelson, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Nelson, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Nelson, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Nelson, California offer several benefits to individuals and families looking to buy a new home before selling their current one. These short-term loans provide quick financing, allowing buyers to secure a new property without being contingent on the sale of their old home. Additionally, bridge loans help avoid the stress of coordinating two transactions simultaneously. Nelson, California, is a diverse community with a population that embraces a mix of cultures and backgrounds. Nestled in a picturesque setting, the town boasts a strong sense of community and a range of amenities to cater to residents of all ages. The demographics of Nelson reflect a blend of both young families and retirees, creating a vibrant and inclusive environment. The housing market in Nelson, California, is characterized by a mix of traditional single-family homes and modern developments. The market is competitive, with a steady demand for housing due to the town's desirable location and quality of life. Property values have been on the rise, making Nelson an attractive investment opportunity for prospective buyers. Nelson, California, offers a variety of attractions for residents and visitors alike. From scenic parks and outdoor recreational areas to local shops and restaurants, the town has something for everyone. Outdoor enthusiasts can enjoy hiking trails and playgrounds, while art lovers can explore galleries and cultural events. Nelson's vibrant downtown area is a hub of activity, hosting community events and festivals throughout the year.
Bridge Loans in Nelson, California
