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Navigating the process of buying a new home in Nicasio, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Nicasio, CA or getting it ready for the market.
Identify the new home you want to buy in Nicasio, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Nicasio, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Nicasio, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Nicasio, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Nicasio, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Nicasio, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Nicasio, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Nicasio, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Nicasio, California offer numerous advantages to homeowners. Firstly, they provide a quick and flexible financing option for those looking to purchase a new home before selling their current one. This can help avoid the stress of timing the sale of one property with the purchase of another. Demographically, Nicasio is a small, affluent community in Marin County with a population of around 1000 residents. The area is known for its picturesque landscapes, high median household income, and a predominantly white-collar workforce employed in professional, scientific, and technical services. In terms of the housing market, Nicasio offers a mix of historic ranch-style homes, modern estates, and expansive properties with stunning views. The market is competitive, with a median home value well above the national average. Bridge loans can provide the financial flexibility needed to secure a property in this desirable area. Main attractions in Nicasio include the renowned Skywalker Ranch, a private workplace for filmmaker George Lucas, as well as the nearby Point Reyes National Seashore, which offers hiking, biking, and horseback riding opportunities amidst breathtaking scenery.
Benefits of Bridge Loans in Nicasio, California
