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Navigating the process of buying a new home in Nice, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Nice, CA or getting it ready for the market.
Identify the new home you want to buy in Nice, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Nice, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Nice, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Nice, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Nice, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Nice, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Nice, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Nice, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans A bridge loan can provide fast access to funds for homeowners looking to buy a new property before selling their current one. This flexibility allows individuals to secure their dream homes without the pressure of immediately selling their existing property. Demographics Nice, California, is a small community located in Lake County. The population is approximately 2,865 residents, with a median age of 44 years. The town offers a tranquil environment, ideal for families and retirees looking for a peaceful lifestyle. Housing Market The housing market in Nice, California, is experiencing steady growth, with a variety of affordable housing options available. Bridge loans can help buyers take advantage of this market by providing the necessary financial support to make a purchase without delay. Main Attractions Nice is known for its picturesque surroundings, including Clear Lake, California's largest natural freshwater lake. Residents and visitors can enjoy boating, fishing, and other water activities. The town also boasts vineyards, parks, and hiking trails for outdoor enthusiasts.
Bridge Loans in Nice, California
