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Navigating the process of buying a new home in Nicolaus, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Nicolaus, CA or getting it ready for the market.
Identify the new home you want to buy in Nicolaus, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Nicolaus, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Nicolaus, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Nicolaus, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Nicolaus, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Nicolaus, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Nicolaus, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Nicolaus, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans in Nicolaus, California offer a convenient financing solution for individuals looking to purchase a new home before selling their existing property. These loans provide flexibility and quick access to funds, allowing buyers to secure their new home without the stress of waiting for their current property to sell. Demographics: Nicolaus, California, is a small town located in Sutter County with a population of approximately 2000 residents. The town has a close-knit community with a mix of families and retirees. Residents enjoy a peaceful and rural lifestyle, making it an ideal place for those seeking a quiet and serene environment. Housing Market: The housing market in Nicolaus, California, is characterized by a diverse range of properties, including single-family homes, ranch-style houses, and spacious estates. The market is relatively stable, with property values holding steady over the years, making it an attractive investment opportunity for buyers and sellers alike. Main Attractions: Nicolaus, California, is known for its picturesque landscapes and outdoor recreational activities. Residents and visitors can enjoy fishing and boating along the Sacramento River, exploring local parks, and participating in community events. The town's rich agricultural heritage is also reflected in its charming farmer's markets and local produce stands.
Bridge Loans in Nicolaus, California
