Get Approved at The Lowest Rate
Navigating the process of buying a new home in North Highlands, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in North Highlands, CA or getting it ready for the market.
Identify the new home you want to buy in North Highlands, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in North Highlands, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in North Highlands, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in North Highlands, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in North Highlands, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in North Highlands, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in North Highlands, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in North Highlands, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in North Highlands, California offer a valuable solution for homebuyers who need to secure a new property quickly without being contingent on the sale of their current home. This provides flexibility and enables buyers to act swiftly in competitive markets. North Highlands, California, is a diverse community with a mix of cultures and backgrounds. The population consists of various age groups, with a growing number of young families attracted to the area's affordability and proximity to urban amenities. The housing market in North Highlands is dynamic, with a range of property types available at different price points. The demand for housing has been steadily increasing, making it a favorable market for sellers. Bridge loans can help buyers navigate this competitive market more effectively. North Highlands boasts several attractions, including the McClellan Aviation Museum and the Nimbus Fish Hatchery. Outdoor enthusiasts can enjoy the nearby American River Parkway, while shopping and dining options abound at the local North Highlands Market.
Benefits of Bridge Loans in North Highlands, California
