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Navigating the process of buying a new home in North San Juan, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in North San Juan, CA or getting it ready for the market.
Identify the new home you want to buy in North San Juan, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in North San Juan, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in North San Juan, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in North San Juan, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in North San Juan, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in North San Juan, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in North San Juan, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in North San Juan, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in North San Juan provide individuals with the flexibility to purchase a new home before selling their current one. This allows for a seamless transition without the stress of timing constraints. North San Juan, California, boasts a diverse population with a mix of families, retirees, and artists. The community prides itself on its inclusive and vibrant atmosphere, making it an attractive place to live. The housing market in North San Juan offers a range of options from historic homes to modern residences. With a steady demand for housing, the market remains competitive, providing sellers with favorable conditions. Some of the main attractions in North San Juan include the scenic Yuba River, perfect for outdoor activities like hiking and swimming. Additionally, the town hosts cultural events and farmers' markets, adding to its charm.
Benefits of Bridge Loans in North San Juan, California
