Get Approved at The Lowest Rate
Navigating the process of buying a new home in Oak Run, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Oak Run, CA or getting it ready for the market.
Identify the new home you want to buy in Oak Run, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Oak Run, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Oak Run, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Oak Run, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Oak Run, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Oak Run, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Oak Run, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Oak Run, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Oak Run, California offer quick access to funds, bridging the gap between buying a new home and selling an existing one. This enables homeowners to secure their dream home without waiting for their current property to sell. Oak Run's population is diverse, with a mix of families, retirees, and young professionals. The community enjoys a peaceful rural setting while being within reach of city amenities, making it an attractive place to live for various demographics. The housing market in Oak Run is dynamic, offering a range of properties from cozy cabins to spacious ranch homes. Bridge loans facilitate buying in this competitive market by providing interim financing for seamless transitions between properties. Oak Run boasts scenic natural beauty, with close proximity to Whiskeytown National Recreation Area and Lassen Volcanic National Park. Outdoor enthusiasts can enjoy hiking, fishing, and exploring the diverse landscapes in the region.
Benefits of Bridge Loans in Oak Run, California
