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Navigating the process of buying a new home in Oak View, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Oak View, CA or getting it ready for the market.
Identify the new home you want to buy in Oak View, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Oak View, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Oak View, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Oak View, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Oak View, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Oak View, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Oak View, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Oak View, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans offer quick access to capital for homebuyers to secure a new property before selling their current one. They provide flexibility and convenience during real estate transactions, avoiding the need for contingency clauses. Demographics: Oak View, California, is a charming town with a population primarily consisting of families and professionals. The community is close-knit, and the town boasts a diverse demographic mix with residents of varying ages and backgrounds. Housing Market: The housing market in Oak View is vibrant, with a range of properties available, from cozy single-family homes to spacious estates. The market is stable, offering opportunities for both buyers and sellers, making it an attractive location for real estate investments. Main Attractions: Oak View is surrounded by natural beauty, with nearby hiking trails, parks, and scenic mountains for outdoor enthusiasts to enjoy. The town also features local shops, restaurants, and community events that add to its charm and appeal.
Bridge Loans in Oak View, California
