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Navigating the process of buying a new home in Oakhurst, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Oakhurst, CA or getting it ready for the market.
Identify the new home you want to buy in Oakhurst, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Oakhurst, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Oakhurst, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Oakhurst, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Oakhurst, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Oakhurst, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Oakhurst, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Oakhurst, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans provide homeowners in Oakhurst, California, with flexibility by allowing them to purchase a new home before selling their current one. This helps avoid the stress of timing overlaps and ensures a seamless transition. Demographics in Oakhurst show a vibrant community with a mix of retirees, families, and outdoor enthusiasts. The population is around 3,000 residents, offering a close-knit feel with access to essential amenities and services. The housing market in Oakhurst is dynamic, with a range of options from cozy cabins to modern family homes. The area has seen steady appreciation in property values in recent years, making it an attractive investment opportunity for potential buyers. Main attractions in Oakhurst include the stunning Yosemite National Park, offering outdoor adventures like hiking and camping. The area also boasts historic sites, local wineries, and charming shops, making it a diverse and enriching place to live.
Benefits of Bridge Loans in Oakhurst, California
