Bridge Loans: Your Key to Seamless Home Transitions in Oakhurst, TX

Navigating the process of buying a new home in Oakhurst, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Oakhurst, TX

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Oakhurst, TX or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Oakhurst, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Oakhurst, TX often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Oakhurst, TX to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Oakhurst, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Oakhurst, TX do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Oakhurst, TX may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Oakhurst, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Oakhurst, TX to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Bridge Loans in Oakhurst, Texas

Bridge loans in Oakhurst, Texas offer numerous benefits to both buyers and sellers. These short-term loans provide quick financing solutions for those in need of immediate funds to bridge the gap between the purchase of a new property and the sale of an existing one. They enable buyers to secure their dream home without being contingent on the sale of their current property, making them more competitive in the real estate market.

Oakhurst, Texas, is a welcoming community with a diverse demographic profile. The population consists of a mix of families, young professionals, and retirees, creating a vibrant and inclusive environment. The town offers a range of housing options, from historic homes to modern developments, catering to various preferences and lifestyles.

The local housing market in Oakhurst, Texas, is stable and attractive for both buyers and sellers. With a growing economy and low interest rates, the real estate market is thriving. The median home prices are affordable, making it an ideal location for first-time buyers and investors looking for profitable opportunities.

Oakhurst, Texas, boasts a variety of main attractions that draw visitors and residents alike. The town is known for its natural beauty, with scenic parks, hiking trails, and waterways offering outdoor enthusiasts plenty of recreational opportunities. The charming downtown area is filled with local shops, restaurants, and cultural attractions, creating a vibrant and engaging community for all to enjoy.

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