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Navigating the process of buying a new home in Oakville, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Oakville, CA or getting it ready for the market.
Identify the new home you want to buy in Oakville, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Oakville, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Oakville, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Oakville, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Oakville, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Oakville, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Oakville, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Oakville, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Oakville, California offer quick financing solutions for individuals looking to purchase a new home before selling their existing one. These loans provide the flexibility to make a competitive offer on a new property without being contingent on the sale of the current home. Demographics Oakville, California, is a picturesque town known for its affluent community and high standard of living. The town has a diverse population with a mix of professionals, families, and retirees. The median household income is above the national average, reflecting the prosperity of the residents. Housing Market The housing market in Oakville is competitive, with a mix of historic homes and modern developments. The median home price is relatively high compared to surrounding areas, but the value of properties continues to appreciate. Bridge loans can help buyers navigate this competitive market and secure their dream home. Main Attractions Oakville, California, is famous for its vineyards and wineries, attracting wine enthusiasts from around the world. The town offers a range of outdoor activities, including hiking trails, golf courses, and parks. Residents also enjoy a vibrant culinary scene with upscale restaurants and local eateries.
Benefits of Bridge Loans in Oakville, California
