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Navigating the process of buying a new home in Occidental, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Occidental, CA or getting it ready for the market.
Identify the new home you want to buy in Occidental, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Occidental, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Occidental, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Occidental, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Occidental, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Occidental, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Occidental, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Occidental, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer immediate financial assistance to individuals looking to purchase a new property while waiting for the sale of their current one. In Occidental, California, these loans provide a flexible and convenient solution to bridge the gap between transactions. They enable buyers to secure their dream home without the stress of timing constraints. Occidental, California, boasts a diverse population with a strong sense of community. The demographics include a mix of families, young professionals, and retirees, creating a welcoming environment for residents of all ages. The town's charming small-town atmosphere and beautiful natural surroundings make it an attractive place to live. The housing market in Occidental offers a variety of options, from historic homes to modern developments. With the help of bridge loans, individuals can explore these choices with ease, facilitating a smooth transition between properties. The market is dynamic, with competitive prices and a range of styles to suit different preferences. Occidental, California, is known for its picturesque landscapes, wineries, and outdoor recreational opportunities. The town's proximity to the coast and redwood forests provides residents with access to hiking trails, vineyards, and local artisanal shops. These attractions make Occidental a desirable location for both visitors and potential homebuyers.
Bridge Loans in Occidental, California
