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Navigating the process of buying a new home in Oceanside, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Oceanside, CA or getting it ready for the market.
Identify the new home you want to buy in Oceanside, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Oceanside, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Oceanside, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Oceanside, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Oceanside, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Oceanside, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Oceanside, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Oceanside, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans in Oceanside, California provide short-term financing solutions for individuals who are looking to purchase a new home before selling their existing one. These loans offer quick access to funds, enabling buyers to secure a new property without the need to wait for their current home to sell. Demographics: Oceanside, California, has a diverse population with a mix of families, young professionals, and retirees. The city boasts a strong military presence due to its proximity to Camp Pendleton, with many military personnel and their families calling Oceanside home. Housing Market: The housing market in Oceanside, California, is competitive but offers a variety of options ranging from beachfront condos to spacious family homes. With a steady demand for housing and a growing economy, the real estate market in Oceanside is dynamic and appealing to both buyers and sellers. Main Attractions: Oceanside is known for its stunning beaches, including the iconic Oceanside Pier and Harbor Beach. The city also offers a vibrant downtown area with shops, restaurants, and cultural attractions like the Museum of Art and the California Surf Museum, making it a desirable place to live and visit.
Bridge Loans in Oceanside, California
