Bridge Loans: Your Key to Seamless Home Transitions in Old Station, CA

Navigating the process of buying a new home in Old Station, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Old Station, CA

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Old Station, CA or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Old Station, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Old Station, CA often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Old Station, CA to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Old Station, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Old Station, CA do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Old Station, CA may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Old Station, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Old Station, CA to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Old Station, California

Bridge loans in Old Station, California offer various benefits to home buyers and sellers. They provide short-term financing that helps bridge the gap between buying a new home and selling the current one, ensuring a smoother transition without disrupting finances.

Old Station, California, is a small community with a population of around 247 residents. Located in Shasta County, this serene town offers a peaceful and close-knit environment perfect for those seeking a tranquil lifestyle amidst beautiful natural surroundings.

The housing market in Old Station is characterized by a mix of single-family homes, cabins, and vacant land offerings. The real estate market here is known for its affordability compared to nearby urban areas, making it an attractive option for both primary residence seekers and vacation home buyers.

Some of the main attractions in Old Station include the Lassen Volcanic National Park, which is nearby and offers stunning natural beauty, hiking trails, and recreational opportunities. Additionally, the town is close to popular fishing spots like Hat Creek and Manzanita Lake, making it a haven for outdoor enthusiasts.

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