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Navigating the process of buying a new home in Olivehurst, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Olivehurst, CA or getting it ready for the market.
Identify the new home you want to buy in Olivehurst, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Olivehurst, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Olivehurst, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Olivehurst, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Olivehurst, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Olivehurst, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Olivehurst, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Olivehurst, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Olivehurst, California offer several key benefits. Firstly, they provide quick access to funds for individuals looking to purchase a new property before selling their existing one. This helps avoid missing out on a desirable property due to the timing of the sale. Secondly, bridge loans typically have flexible terms and can be customized to suit the borrower's needs, making them a convenient financing option. Lastly, these loans can be a useful tool for real estate investors looking to seize time-sensitive opportunities in the market. Olivehurst, California, is a diverse community with a population that includes a mix of young families, professionals, and retirees. The town is known for its family-friendly atmosphere and affordable housing options, making it an attractive location for individuals looking to settle down or invest in real estate. The housing market in Olivehurst, California, is dynamic and offers a range of options for both buyers and sellers. The market is characterized by a mix of single-family homes, condos, and townhouses, with prices that are competitive compared to nearby cities. The market has been experiencing steady growth in recent years, making it an appealing destination for individuals looking to purchase property. Some of the main attractions in Olivehurst include the outdoor recreational opportunities provided by the nearby Feather River and the expansive Ellis Lake. Additionally, the town is a short drive away from attractions such as Beale Air Force Base and the historic Sutter Buttes. Olivehurst also boasts a range of local restaurants and shops, creating a vibrant and welcoming community for residents and visitors.
Benefits of Bridge Loans in Olivehurst, California
