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Navigating the process of buying a new home in Oregon House, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Oregon House, CA or getting it ready for the market.
Identify the new home you want to buy in Oregon House, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Oregon House, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Oregon House, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Oregon House, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Oregon House, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Oregon House, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Oregon House, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Oregon House, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Oregon House, California offer numerous benefits to homebuyers and sellers. They provide short-term financing to bridge the gap between the purchase of a new home and the sale of the current one. This helps avoid contingent offers and enables quick purchases, giving buyers a competitive edge in the real estate market. Oregon House, a small community in California, boasts a diverse demographic with a mix of families, retirees, and young professionals. The town's peaceful setting and close-knit community make it an ideal place to raise a family or enjoy a quiet lifestyle away from the city. The housing market in Oregon House is characterized by a range of property types, from cozy single-family homes to sprawling estates. With the help of bridge loans, buyers can seize opportunities in this competitive market. Home prices are relatively affordable compared to nearby urban areas, making Oregon House an attractive option for those seeking a balance between affordability and quality of life. Main attractions in Oregon House include its proximity to outdoor recreational activities such as hiking, fishing, and camping. The town's natural beauty and serene environment make it a desirable location for nature lovers and outdoor enthusiasts. Additionally, Oregon House is located near popular attractions like Yuba River and Bullards Bar Reservoir, offering residents ample opportunities for leisure and relaxation.
Benefits of Bridge Loans in Oregon House, California
