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Navigating the process of buying a new home in Oro Grande, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Oro Grande, CA or getting it ready for the market.
Identify the new home you want to buy in Oro Grande, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Oro Grande, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Oro Grande, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Oro Grande, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Oro Grande, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Oro Grande, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Oro Grande, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Oro Grande, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Oro Grande, California provide a crucial financial tool for homeowners looking to buy a new home before selling their current one. This enables seamless transitions without the need to rush or compromise on their dream home. Oro Grande is a quaint town with a diverse population that includes families, young professionals, and retirees. The town's location near major highways offers easy access to surrounding areas, making it an attractive place to live for those seeking a peaceful community with convenient amenities. The housing market in Oro Grande, California, is dynamic, with a mix of historic homes and modern developments. Bridge loans can help individuals take advantage of opportunities in this competitive market by providing the necessary funds to secure a new property while waiting to sell their existing home for the best price possible. Main attractions in Oro Grande include the Mojave River, popular for outdoor activities such as fishing and picnicking, as well as the Route 66 Museum, which showcases the town's rich history and cultural significance. Residents can also enjoy exploring nearby national parks and recreational areas.
Benefits of Bridge Loans in Oro Grande, California
