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Navigating the process of buying a new home in Parlier, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Parlier, CA or getting it ready for the market.
Identify the new home you want to buy in Parlier, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Parlier, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Parlier, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Parlier, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Parlier, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Parlier, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Parlier, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Parlier, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a valuable financial solution for residents in Parlier, California, allowing homeowners to purchase a new home before selling their existing one. This flexible financing option provides immediate funds for a down payment, preventing buyers from missing out on their dream home. Parlier, with a population of approximately 16,365, boasts a diverse community with a rich cultural heritage. The town's demographic makeup includes a mix of Hispanic, White, and Asian residents, creating a vibrant and inclusive atmosphere. The housing market in Parlier is dynamic, experiencing steady growth in property values and sales. Bridge loans play a crucial role in facilitating quick transactions and enabling residents to capitalize on investment opportunities in the competitive real estate market of Parlier. Parlier offers a range of attractions, from the scenic Mendocino National Forest to the historic Parlier Museum. Residents can also enjoy the town's quaint downtown area with charming shops and restaurants, making it an ideal place to call home.
Benefits of Bridge Loans in Parlier, California
