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Navigating the process of buying a new home in Pettus, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Pettus, TX or getting it ready for the market.
Identify the new home you want to buy in Pettus, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Pettus, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Pettus, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Pettus, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Pettus, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Pettus, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Pettus, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Pettus, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Pettus, Texas offer numerous benefits to residents. They provide a short-term financial solution for individuals looking to purchase a new home before selling their current one. This can help avoid the stress of timing issues and allows for a smoother transition between properties. Demographics of Pettus, Texas show a tight-knit community with a population that values neighborly bonds. The area boasts a mix of families and retirees, creating a diverse and welcoming environment for all residents. The town has a strong sense of pride and history, making it an attractive place to call home. The housing market in Pettus, Texas is competitive yet affordable. The town offers a range of housing options, from cozy single-family homes to spacious ranch-style properties. With the help of bridge loans, potential homeowners can seize opportunities in this thriving market and secure their dream home.
Bridge Loans in Pettus, Texas
