Bridge Loans: Your Key to Seamless Home Transitions in Pickton, TX

Navigating the process of buying a new home in Pickton, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.

How Our Bridge Loans Work in Pickton, TX

1

Prepare and List Your Home for Sale

Start by listing your current home for sale in Pickton, TX or getting it ready for the market.

2

Find and Purchase Your New Home

Identify the new home you want to buy in Pickton, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.

3

Benefit from No Down Payment

Our bridge loan program in Pickton, TX often does not require a down payment, freeing you from the need to come up with additional funds.

4

Sell Your Current Home

After your current home sells, we use the profits in Pickton, TX to pay down the bridge loan balance, including any accrued interest.

5

Refinance to a Permanent Mortgage

Finally, we help you refinance into a traditional permanent mortgage in Pickton, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.

Key Benefits of Our Bridge Loan Program

1. No Down Payment Required

Many of our bridge loans in Pickton, TX do not require a down payment, making it easier for you to transition to your new home.

2. Simplified Qualification

You don’t need to qualify for both mortgage payments simultaneously.

3. Deferred Payments

Bridge loan payments in Pickton, TX may be deferred, meaning no payments are due while you are using the bridge loan.

4. No Prepayment Penalties

You can pay off the bridge loan early without any penalties.

Why Choose Horizon Lending Services?

Our bridge loan in Pickton, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Pickton, TX to permanent mortgage financing, making the process as smooth as possible for you.

Horizon Lending Services – Your Partner in Home Financing Solutions

Ready to make your move? Contact us today to get started!

Benefits of Bridge Loans in Pickton, Texas

Bridge loans in Pickton, Texas offer numerous benefits for homebuyers. These short-term loans provide the flexibility to secure a new property without the need to sell an existing one first. This can be advantageous when timing is crucial, allowing for a smoother transition between homes.

Pickton, Texas, boasts a diverse population with a mix of families, professionals, and retirees. The town's charming small-town vibe, coupled with its close-knit community, makes it an ideal place to call home. The cost of living is reasonable, and residents enjoy access to quality schools and healthcare facilities.

The housing market in Pickton, Texas, is dynamic, offering a range of properties to suit various preferences and budgets. Whether you're looking for a cozy single-family home or a spacious ranch-style property, there's something for everyone. With the help of bridge loans, buyers can seize opportunities in this competitive market.

Main attractions in Pickton include the picturesque Pickton-Pine Forest Antique Tractor and Engine Club, which showcases a rich agricultural history. Outdoor enthusiasts can explore the beautiful hiking trails and parks nearby. Additionally, the town's proximity to larger cities like Dallas provides easy access to urban amenities.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now