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Navigating the process of buying a new home in Piedra, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Piedra, CA or getting it ready for the market.
Identify the new home you want to buy in Piedra, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Piedra, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Piedra, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Piedra, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Piedra, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Piedra, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Piedra, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Piedra, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Piedra, California offer a convenient solution for buyers looking to purchase a new property before selling their existing one. This financing option provides quick access to funds to bridge the gap between the purchase of a new home and the sale of the current one. Demographics: Piedra, California, has a diverse population with a mix of families, young professionals, and retirees. The community is known for its friendly atmosphere and tight-knit neighborhoods, making it an ideal place to settle down. Housing Market: The housing market in Piedra is competitive, with a mix of single-family homes, townhouses, and condominiums available. The median home price is relatively affordable compared to neighboring areas, making it an attractive option for homebuyers. Main Attractions: Piedra is surrounded by natural beauty, with easy access to hiking trails, parks, and outdoor recreational activities. The town also boasts a vibrant downtown area with local shops, restaurants, and community events for residents to enjoy.
Benefits of Bridge Loans in Piedra, California
