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Navigating the process of buying a new home in Pierce, TX while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Pierce, TX or getting it ready for the market.
Identify the new home you want to buy in Pierce, TX, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Pierce, TX often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Pierce, TX to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Pierce, TX. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Pierce, TX do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Pierce, TX may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Pierce, TX provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Pierce, TX to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Pierce, Texas offer numerous advantages to homeowners. One of the key benefits is the ability to access quick financing to cover the down payment on a new home before selling their current property. This helps facilitate a smoother transition between homes without the need to wait for the sale of the existing home. Demographics in Pierce, Texas reveal a diverse community with a mix of families, young professionals, and retirees. The population enjoys a suburban feel with most residents owning their homes. The area boasts a strong sense of community with access to good schools, parks, and local amenities. The housing market in Pierce, Texas is robust, with a steady demand for properties. Home values have shown a consistent increase over the years, making it an attractive location for both buyers and sellers. The availability of bridge loans further energizes the market by offering flexibility to homeowners. Main attractions in Pierce, Texas include beautiful parks, hiking trails, and recreational activities that appeal to outdoor enthusiasts. The town also hosts various community events and festivals throughout the year, fostering a vibrant and welcoming environment for residents and visitors alike.
Benefits of Bridge Loans in Pierce, Texas
