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Navigating the process of buying a new home in Piercy, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Piercy, CA or getting it ready for the market.
Identify the new home you want to buy in Piercy, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Piercy, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Piercy, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Piercy, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Piercy, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Piercy, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Piercy, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Piercy, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a valuable financing option for individuals looking to purchase a new home before selling their current one. In Piercy, California, these loans provide the flexibility to secure the new property without waiting for the sale of the old one, avoiding potential timing issues and ensuring a smoother transition. Demographically, Piercy is a small, tight-knit community nestled in the heart of Mendocino County. With a population of around 300 residents, Piercy offers a serene and close community atmosphere, perfect for those seeking a peaceful escape from city life. The area is known for its beautiful natural surroundings and rich cultural heritage. In terms of the housing market, Piercy boasts a unique blend of rustic charm and modern conveniences. The real estate market in Piercy offers a mix of cozy cabins, spacious single-family homes, and picturesque plots of land. The demand for homes in Piercy has been steadily increasing, making it an attractive investment opportunity for buyers and sellers alike. While in Piercy, visitors can explore the famous Richardson Grove State Park, known for its ancient redwood trees and scenic hiking trails. The nearby Eel River provides opportunities for fishing, kayaking, and other outdoor activities. For a taste of local culture, the Piercy Historical Society offers a glimpse into the area's past.
Benefits of Bridge Loans in Piercy, California
