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Navigating the process of buying a new home in Pine Valley, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Pine Valley, CA or getting it ready for the market.
Identify the new home you want to buy in Pine Valley, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Pine Valley, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Pine Valley, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Pine Valley, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Pine Valley, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Pine Valley, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Pine Valley, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Pine Valley, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Benefits of Bridge Loans: Bridge loans in Pine Valley offer a quick financing solution for homebuyers who need to purchase a new property before selling their existing one. They provide flexibility and bridge the financial gap during the transition period, avoiding the need for contingent offers. Demographics: Pine Valley, California, is a small community with a population of approximately 1,800 residents. The area is known for its serene atmosphere, outdoor recreational opportunities, and close-knit community feel. Housing Market: The housing market in Pine Valley is competitive, with a mix of single-family homes, cabins, and ranch-style properties. The median home value is around $400,000, and the market is seeing steady appreciation in recent years. Main Attractions: Pine Valley offers a variety of outdoor activities, including hiking trails in the Cleveland National Forest, fishing at Lake Morena, and camping in the Laguna Mountains. The town also has charming local businesses, restaurants, and a strong sense of community.
Bridge Loans in Pine Valley, California
