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Navigating the process of buying a new home in Pinon Hills, CA while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Pinon Hills, CA or getting it ready for the market.
Identify the new home you want to buy in Pinon Hills, CA, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Pinon Hills, CA often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Pinon Hills, CA to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Pinon Hills, CA. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Pinon Hills, CA do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Pinon Hills, CA may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Pinon Hills, CA provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Pinon Hills, CA to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans offer a crucial financial resource for homeowners in Pinon Hills, California, providing short-term funding to bridge the gap between the purchase of a new home and the sale of the current one. This flexible financing option allows individuals to secure their dream home without the stress of dealing with contingencies. Demographics: Pinon Hills boasts a diverse population, with a mix of families and retirees. The community values its rural charm and proximity to larger cities like Los Angeles, making it an attractive location for both working professionals and those seeking a peaceful retreat. Housing Market: The housing market in Pinon Hills is dynamic, offering a range of properties from cozy single-family homes to expansive ranch-style estates. With a growing demand for housing in the area, property values have been steadily appreciating, making it a lucrative investment for homeowners and real estate investors alike. Main Attractions: The natural beauty of Pinon Hills is a standout feature, with stunning views of the San Gabriel Mountains and easy access to outdoor recreational activities like hiking, camping, and horseback riding. Additionally, the community prides itself on its local farmers' markets, wineries, and cultural events that showcase the best of California living.
The Benefits of Bridge Loans in Pinon Hills, California
