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Navigating the process of buying a new home in Pittsview, AL while selling your current one can be challenging. Horizon Lending Services' Bridge Loan program provides an ideal solution for a smooth transition, especially in today's competitive market where contingency offers are frequently not accepted.
Start by listing your current home for sale in Pittsview, AL or getting it ready for the market.
Identify the new home you want to buy in Pittsview, AL, make an offer, and reach an agreement with the seller. You can then proceed with the purchase using our bridge loan.
Our bridge loan program in Pittsview, AL often does not require a down payment, freeing you from the need to come up with additional funds.
After your current home sells, we use the profits in Pittsview, AL to pay down the bridge loan balance, including any accrued interest.
Finally, we help you refinance into a traditional permanent mortgage in Pittsview, AL. You can choose to roll in all closing costs during this process, potentially requiring no money at the closing table.
Many of our bridge loans in Pittsview, AL do not require a down payment, making it easier for you to transition to your new home.
You don’t need to qualify for both mortgage payments simultaneously.
Bridge loan payments in Pittsview, AL may be deferred, meaning no payments are due while you are using the bridge loan.
You can pay off the bridge loan early without any penalties.
Our bridge loan in Pittsview, AL provides the financial flexibility and convenience you need to buy a new home without waiting for your current home to sell, avoiding the hassle of managing two mortgages or making contingent offers. We handle the details, ensuring a seamless transition from your bridge loan in Pittsview, AL to permanent mortgage financing, making the process as smooth as possible for you.
Ready to make your move? Contact us today to get started!
Bridge loans in Pittsview, Alabama provide a crucial financial lifeline for homeowners. These short-term loans allow individuals to bridge the gap between the purchase of a new home and the sale of their existing property. This flexibility ensures a smooth transition without the stress of timing constraints. Pittsview, Alabama boasts a diverse demographic mix. With a population of approximately 2,000 residents, the town offers a close-knit community feel. The median household income is around the national average, providing a stable economic base for residents. The housing market in Pittsview, Alabama is on the rise. The town offers a range of housing options, from historic homes to modern developments. With affordable prices compared to nearby urban areas, Pittsview presents an attractive investment opportunity for both buyers and sellers. While small in size, Pittsview, Alabama has several main attractions that draw visitors and residents alike. From the scenic beauty of the Chattahoochee River to the historic downtown district, Pittsview offers a charming and tranquil environment for its residents.
Benefits of Bridge Loans in Pittsview, Alabama
